The Truth About Default Risk: Why P2P Lending Isn’t “Safe”
In the financial landscape of 2026, Peer-to-Peer (P2P) lending is often marketed as a high-yield alternative to traditional savings. However, professional investors treat P2P not as a “savings account,” but as a high-risk credit instrument. The primary danger is Default Risk—the mathematical probability that a borrower will simply stop paying. While traditional bank deposits are […]
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